Over 80 percent of the 300 plus reviews for Upstart personal loans are four and five stars. 5 Stars for Upstart! Upstart has 5 stars! Much easier than I thought it would be. To my surprise, it was very easy and quick. We’re excited to bring such a high quality product to our customers ” Rita L. Carroll EVP of Consumer Lending Regional Banks, TCF Bank I did read ALL of the documents to ensure I wasn't signing something weird. Upstart has an A+ rating with the Better Business Bureau. What UpStart can offer you. I enjoy doing business with Upstart. Upstart Personal Loans Review. Some states do however have their own minimum loan requirement level. Check out what 5,911 people have written so far, and share your own experience. © 2021 Trustpilot, Inc. All rights reserved. If you're looking to deposit $25,000 or more into a savings product, this may be the right bank … Great experience. Good Online Reviews – Upstart has extremely good online reviews when compared to many other online personal loan companies. Competitive terms and fees 4. Learn more about Upstart and its products by browsing the services it offers. Experian Review. Categories Outstanding process, it was fast and easy. Upstart is really great, it is simple all directions are clear and if you needed to speak with someone its just one phone call away. Check out what 6,788 people have written so far, and share your own experience. Typical time to funding: two to seven days 6. Upstart has an A+ rating with the Better Business Bureau (BBB) and has been accredited since 2015. THANK YOU UPSTART for helping me out. Highly recommend! Relaxed credit score requirements 3. Check out what 6,788 people have written so far, and share your own experience. Upstart (NASDAQ: UPST), a leading artificial intelligence (AI) lending platform, today announced that Oriental Bank, a subsidiary of OFG Bancorp and one of the largest banks in Puerto Rico, has selected Upstarts Credit Decision API (application programming interface) to deliver faster credit decisions and more accurately price auto loans for applicants on its online banking […] I’m working on paying down high interest credit card balances and want to consolidate my debt. Happy customers. There are two other methods and I chose the VOID check method. Many commend Upstart as an online lender that is fast, transparent and trustworthy. Voice your opinion today and hear what 6788 customers have already said. Customers … The process was seamless and headache free. Extremely easy and fast. 1. The process is very simple and very well explained. The senior leadership does a great job of keeping employees informed of how we are doing as a company and the vision of what we need to … You made my life! I am hoping to finish my home renovations and pay this loan off quickly. I normally don't apply or inquire about credit card consolidation but I must say this was actually very satisfying as opposed to a bank. Our proprietary underwriting model identifies high quality borrowers despite limited credit and employment experience. Do you agree with Upstart's TrustScore? From Borrowers in the last year. 383 Reviews. Have no history of personal loans and I was approved for an amount that will help significantly in just a few minutes. At first I was a bit nervous about submitting my loan request. Plus, in over 6,000 independently-verified reviews from Upstart borrowers, the lender had a near-flawless average of 4.9 out of 5 stars. The process was easy, my rates are reasonable, and I'm on my way to less financial stress. Choose this bank! Super easy to understand and simple process. I am going ot keep this simple just like Upstart does. The rate I obtained, while not the best due to my over-extended credit, was fair. The process to apply was quick and efficient. Voice your opinion today and hear what 6788 customers have already said. Do you agree with Upstart's TrustScore? This company has great customer service every single person I've talked through through this process was wonderful I hit a snag with approval but they all worked with me and was able to resolve the issue quickly I am so grateful that they were all professional and worked with me to resolve the issue to secure this loan definitely if I could give them six stars I would! Pros. I got approved within seconds and the process was pretty smooth and efficient, highly recommended! First National Bank of Omaha “We chose to partner with Upstart because their approach to modernizing lending is well aligned with FNBO’s focus on a customer … James was also a very nice agent overall 11/10(also he said my name right ). Upstart has 5 stars! Funds received quickly. The entire process took less than 5 minutes. Upstart approved me based on my education and employment history. You can also read our community reviews and hear what others have to say about their experience with Upstart. The only thing I felt uncomfortable about was giving my login credentials to verify my account. Just made my 1st payment and everything went smooth. Upstart loans rely on more than just your credit score to determine your eligibility. Highly recommended. | Read 6,681-6,700 Reviews out of 6,788. It's ridiculous how much the credit card companies are charging....no wonder everyone is in debt. “ Upstart’s digital experience is seamless and feedback from our customers is exceptional, with NPS of more than 80. A thorough Upstart loan review reveals a lender willing to work with a variety of borrowers by considering more than just a credit scre. No prepayment penalty Use of funds must be in accordance with Upstart's Acceptable Use Policy . Loan: From $1,000 to $50,000; Upstart is a professional and organized social lending platform focused on helping people achieve their financial goals. Thank you, Upstart! Upstart consumer reviews. Could not be more pleased. Rates vary based on your credit score and history, and customers can get … This speaks volumes to the customer satisfaction that many of it's clients feel. Voice your opinion today and hear what 5911 customers have already said. Do you agree with Upstart's TrustScore? Estimated savings are calculated based on the credit profiles in which the funds were used for credit card refinancing. I love the fact that there are no gimmicks. The average 3-year loan on Upstart will have an APR of 17% and 36 monthly payments of $30 per $1,000 borrowed. Now that I'm making more than double that and I've been at my present employer over two years, I decided to take care of those nagging cards. My credit score is not great and I've been struggling to pay off my credit card debt. So quick and easy with great rates. Great streamlined process. Among LendingTree reviewers — MagnifyMoney is owned by LendingTree — 76 percent of borrowers recommend Upstart, though most of those recommendations came prior to 2016. super quick and easy process with many great options. This company is Outstanding for securing a Loan, Great rates. Excellent services an support, very fast response. Upstart is presently working with some banks to make your loans possible, we will mention them and their review about Upstart. I have had two loans from them and it was exactly the same both times. Upstart partners with banks to provide personal loans to customers. Large Loan Amounts – While Upstart doesn’t provide the highest amount in terms of personal loans, their max loan size of $50,000 is actually much higher than most of their competitors. Quick Review: Upstart loans are best for people with good or excellent credit because they offer APRs as low as 6.18% to the most creditworthy customers.Borrowers can also take out loans of up to $50,000, which is great for debt consolidation, home renovations and more. Looking forward to working with Upstart! Upstart is the best loan company to use. Will recommend them to all my friends! I am using this loan to pay off credit card debt which mostly occurred when I had a lower paying job, $50,000. 5 93%. Neither Upstart nor its bank partners have a minimum educational attainment requirement in order to be eligible for a loan. 1 2%. Upstart Personal Loans is available in 49 states (and Washington, DC). Was pretty easy to finance and upload all the documents. 9 out of 10 Upstart users surveyed internally reported that they would recommend Upstart. Upstart is an online lending marketplace that provides personal loans using non-traditional variables, such as education and employment, to predict creditworthiness.. Every thing straight forward very easy to get loan.Highly recommend!!! It was easy and the terms did not change and the process went as they indicated it would. Easy application process 5. Super simple - easy and funds expected same day! Very efficient and straightforward. Easy, fast and all. They are efficient, quick, and if you have questions they are very helpful. Upstart has 5 stars! It all went smoothly and I'm waiting for the deposit tomorrow. ... Voice your opinion today and hear what 6562 customers have already said. Thank you so much. In 2019, the Consumer Financial Protection Bureau received 11 personal loan-related complaints about Upstart. I was also surprised at the expeditious handling of the application and funding process. BBB accredited since 5/9/2011. Check out what 6,562 people have written so far, and share your own experience. I began the process to obtain a large purchase loan through Upstart...within one week the loan was approved. © 2021 Trustpilot, Inc. All rights reserved. I had looked at offers of other online loaner and their rates were much higher. I had a great experience applying for this loan. I would say the finance charge part was a bit confusing so I had to call to verify, The finance charge is not charged up front and the full amount is not due if you pay early. 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